{"id":558,"date":"2024-02-29T15:31:48","date_gmt":"2024-02-29T07:31:48","guid":{"rendered":"https:\/\/www.monat.com\/?page_id=558"},"modified":"2026-06-12T16:43:07","modified_gmt":"2026-06-12T08:43:07","slug":"our-people","status":"publish","type":"page","link":"https:\/\/www.monat.com\/tc\/our-people\/","title":{"rendered":"\u6211\u5011\u7684\u5718\u968a"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"558\" class=\"elementor elementor-558\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08bcdcc remove-overlay-fallback-img e-flex e-con-boxed e-con e-child\" data-id=\"08bcdcc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/download-video-ak.vimeocdn.com\\\/v3-1\\\/playback\\\/e7f81dae-04bd-46d9-b55d-0a3a80a540b8\\\/a7e635ea?__token__=st=1782244080~exp=1782247680~acl=%2Fv3-1%2Fplayback%2Fe7f81dae-04bd-46d9-b55d-0a3a80a540b8%2Fa7e635ea%2A~hmac=aa489f49259e5b3ca53f3acb03588b07b61835389b6bce98e0129b5b6b6800f8&amp;r=dXMtd2VzdDE%3D&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" role=\"presentation\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t<\/div>\t\t<div class=\"elementor-element elementor-element-585e7b7 fillin-entrance-pretitle elementor-widget elementor-widget-heading\" data-id=\"585e7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-855827a fillin-entrance elementor-widget elementor-widget-heading\" data-id=\"855827a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Our people<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c2e0a1 e-con-full divider e-flex e-con e-child\" data-id=\"6c2e0a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-244ce4b scroll-animation white elementor-widget elementor-widget-html\" data-id=\"244ce4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"bulle-indicator\"><\/div>\n<div class=\"line-separator\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5d55d2 e-flex e-con-boxed e-con e-parent\" data-id=\"c5d55d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-803efbc elementor-widget elementor-widget-heading\" data-id=\"803efbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Group Executive Committee<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ad549 elementor-grid-4 align-center elementor-grid-tablet-2 elementor-grid-mobile-1 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.elementor-heading-title{font-size:var( --e-global-typography-cc47885-font-size );line-height:var( --e-global-typography-cc47885-line-height );letter-spacing:var( --e-global-typography-cc47885-letter-spacing );word-spacing:var( --e-global-typography-cc47885-word-spacing );}.elementor-6121 .elementor-element.elementor-element-5ac44f5 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}\/* Start custom CSS for heading, class: .elementor-element-192b770 *\/.elementor-6121 .elementor-element.elementor-element-192b770 .elementor-heading-title {\n    white-space: nowrap;\n}\/* End custom CSS *\/\n\/* Start custom CSS for icon, class: .elementor-element-e81ab33 *\/.elementor-6121 .elementor-element.elementor-element-e81ab33{\n    cursor:pointer;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-673 post-673 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjczLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Yves-Guelat-1-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Yves-Guelat-1\" title=\"Yves-Guelat-1\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Yves Gu\u00e9lat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Executive Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-673-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjczLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Yves-Guelat-1-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Yves-Guelat-1\" title=\"Yves-Guelat-1\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Yves Gu\u00e9lat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Executive Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYves Gu\u00e9lat is Group Chief Executive Officer of Charles Monat Associates.\r\n\r\nBefore taking the helm, Yves worked at Willis Towers Watson (ex-Willis) for over 11 years as CEO of the retail operations as well as the Global Wealth Solutions division in Switzerland. Before joining Willis Towers Watson, he was Managing Director at Aon, leading the Geneva branch office.\r\n\r\nYves has extensive experience in the insurance industry across all disciplines for clients in multiple jurisdictions. While the majority of his time has been in the insurance broking and advising on non-life insurance with specialties including Marine and Property, he has also been involved in the procurement of bespoke general insurance services for Ultra \/ High Net Worth individuals.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-677 post-677 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjc3LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Charles-Monat-2-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Charles-Monat-2\" title=\"Charles-Monat-2\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Charles S. Monat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Honorary Chairman<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-677-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjc3LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Charles-Monat-2-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Charles-Monat-2\" title=\"Charles-Monat-2\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Charles S. Monat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Honorary Chairman<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCharles S. Monat is the Founder and Honorary Chairman of Charles Monat Associates. He has over 50 years experience in the life insurance industry working with bankers, wealth planners, lawyers and accountants customizing solutions for their high net worth clients\u2019 long term needs. He remains active in the business and is a lifetime member of the Million Dollar Round Table and the Top of the Table.\r\n\r\nMr. Monat founded the Charles Monat Group in 1971, established Charles Monat Associates Limited and Charles Monat Agency Limited in Hong Kong in 1995 and opened offices is Singapore in 2004 and in the US in 2010.\r\n\r\nHe was born in Brooklyn, New York, attended Erasmus Hall High School and graduated from Fairleigh Dickinson University with a Bachelor of Arts degree in 1965 following which he worked as a social worker for the New York City Department of Welfare. After graduation from Officer Candidate School at Ft. Lee, Virginia in 1967 he served as a First Lieutenant in the US Army in Thailand.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-689 post-689 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjg5LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Klaus-Kiessling-1-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Klaus-Kiessling-1\" title=\"Klaus-Kiessling-1\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Klaus Kiessling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Financial Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-689-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjg5LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Klaus-Kiessling-1-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Klaus-Kiessling-1\" title=\"Klaus-Kiessling-1\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Klaus Kiessling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Financial Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKlaus Kiessling is the Group Chief Financial Officer of Charles Monat Associates, based in Singapore and Zurich.\r\n\r\nIn his role, Klaus is responsible for the company\u2019s global financial strategy and oversees coordination and functions of various local teams in our markets including Finance, Tax, Legal, Due Diligence and Human Resources.\r\n\r\nPrior to that, Klaus was the Chief Financial Officer at Willis Towers Watson in Switzerland for 9 years. Before that time he was the Chief Financial Officer \/ Chief Operations Officer at AON Switzerland for 10 years and being responsible for several mergers and integrations of companies into the group.\r\n\r\n\u200b\u200b\r\nKlaus is an experienced financial services executive with over 30 years\u2019 experience in Europe and Asia. He is graduated with a Bachelor of Accountancy and Controlling from the University of Stuttgart, Germany.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-692 post-692 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjkyLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Li-San-2-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Li-San-2\" title=\"Li-San-2\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tan Li San<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Operations Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-692-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjkyLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Li-San-2-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Li-San-2\" title=\"Li-San-2\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tan Li San<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Operations Officer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLi San Tan is the Group Chief Operations Officer of Charles Monat, based in Singapore.\r\n\r\nIn her role, Li San is responsible for optimizing operational processes globally and overseeing the company\u2019s digital transformation across markets, including the enhancement of IT infrastructure, security, and cybersecurity, as well as implementing automation integration to streamline business processes.\r\n\r\nPrior to joining Charles Monat, Li San has a wealth of experience overseeing operations teams in Singapore, Hong Kong, China, and Switzerland, as Head of Operations for Private Client Services at Mercer Group. She also previously worked for Jardine Lloyd Thompson Pte Ltd, Zuellig Insurance Brokers Pte Ltd, HSBC Insurance Brokers Pte Ltd and Aon Risk Services (Singapore) Pte Ltd, in a career in insurance which spans 25 years.\r\n\r\nLi San is qualified as a Chartered Life Underwriter and has also gained a Diploma in Life Insurance, a Diploma in Compliance and a Diploma in International Trust Management.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-698 post-698 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjk4LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Nikki-Koh-1-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Nikki-Koh-1\" title=\"Nikki-Koh-1\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nikki Koh<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Commercial Officer &amp; Chief Executive Officer, Singapore<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-698-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNjk4LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Nikki-Koh-1-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Nikki-Koh-1\" title=\"Nikki-Koh-1\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nikki Koh<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Group Chief Commercial Officer &amp; Chief Executive Officer, Singapore<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNikki Koh is the Group Chief Commercial Officer and Chief Executive Officer, Singapore of Charles Monat Associates, based in Singapore. He is also the Principal Officer of our Malaysia business.\r\n\r\nNikki is responsible for leading the group\u2019s strategic revenue growth ambitions by creating new income streams through additional products \/ solutions and by developing new partnerships and platforms. He also oversees our Singapore and Malaysia businesses.\r\n\r\nNikki has over 25 years of insurance and banking experience acquired at Prudential Singapore, UOB and HSBC.\r\n\r\nHe has worked with the complete spectrum of segments including retail life insurance, consumer banking, business &amp; commercial banking, priority banking and private banking. Starting out in sales and client advisory, Nikki has progressed into sales management, account management and general management.\r\n\r\nGraduating with a Bachelor of Accountancy from Nanyang Technological University, Nikki is also a member of the Financial Planning Association of Singapore and has spoken at several bank seminars for high net worth segments on the topic of legacy planning \/ business insurance in Singapore and overseas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-701 post-701 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktNzAxLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Simon-Lo-1-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Simon-Lo-1\" title=\"Simon-Lo-1\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simon Lo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Chief Executive Officer, International<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-701-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktNzAxLWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Simon-Lo-1-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Simon-Lo-1\" title=\"Simon-Lo-1\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simon Lo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Chief Executive Officer, International<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSimon Lo is the Chief Executive Officer, International Business of Charles Monat Associates, based in Singapore\r\n\r\nSimon began his career as an Assistant Attorney General with the Washington State Attorney General\u2019s Office. His duties include advising the State\u2019s Department of Labor and Industries on regulatory matters and litigating civil cases in state court. Simon later entered private practice with an esteemed law firm where he excelled as a defense litigator. He has represented multinational corporations such as Walmart and ExxonMobil.\r\n\r\n\u200bSimon later joined one of the oldest life insurance brokerage firms in the United States as Vice-President &amp; General Counsel, Asia Pacific. Simon was responsible for building business operations in the Middle East and Indian Subcontinent. He also advised high net worth individuals and corporate clients throughout Asia and Middle East on matters related to personal estate planning, business succession strategy, executive compensation, and life insurance solutions.\r\n\r\nSimon received his Bachelor of Arts degree in Economics and East Asian Studies from the University of Toronto, St. George. He went on to complete his Juris Doctorate degree from Michigan State University College of Law and served as a clerk to the United States Court of Appeals for the Sixth Circuit.\r\n\r\nSince 2014, Simon has partnered with the Wealth Management Institute of Singapore to train financial professionals and graduate students on the subjects of life insurance solution and estate planning. In 2018 he was invited to join the Nanyang Technological University (NTU-WMI) as an adjunct professor.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-1378 post-1378 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-executive-commitee\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjQ3YWQ1NDktMTM3OC1mNjQ4ZDAzIiwiZGlzcGxheU1vZGUiOiJvcGVuIn0%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Teddy-V3-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Teddy V3\" title=\"Teddy V3\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Teddy Chu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Chief Executive Officer, Hong Kong<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-47ad549-1378-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjQ3YWQ1NDktMTM3OC1mNjQ4ZDAzIiwiZGlzcGxheU1vZGUiOiJjbG9zZSJ9\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Teddy-V3-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.webp\" alt=\"Teddy V3\" title=\"Teddy V3\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Teddy Chu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Chief Executive Officer, Hong Kong<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTeddy Chu is the Chief Executive Officer, Hong Kong of Charles Monat Associates, based in Hong Kong. Teddy is a seasoned wealth planner with over 25 years of experience in Asia, having previously worked at several private banks including HSBC, Deutsche Bank, Standard Chartered, BNP Paribas, and Royal Bank of Canada. Teddy specializes in advising and structuring wealth and succession planning arrangements for clients with the use of trusts, private investment companies, and life insurance policies to meet the multi-generational estate planning needs of high-net-worth families. He is also a member of the Chartered Professional Accountants (CPA) of Canada and the Society of Trust and Estate Practitioners (STEP) of the United Kingdom.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bb6b15 elementor-widget elementor-widget-spacer\" data-id=\"4bb6b15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e2e294 elementor-widget elementor-widget-heading\" data-id=\"2e2e294\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Group Advisory Council<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d90d0d elementor-grid-4 align-center elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"7d90d0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;6121&quot;,&quot;columns&quot;:4,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-704 post-704 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-advisory-council\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjdkOTBkMGQtNzA0LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Rahul-Chopra-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.webp\" alt=\"Rahul Chopra\" title=\"Rahul Chopra\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rahul Chopra<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Head of Dubai<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-7d90d0d-704-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjdkOTBkMGQtNzA0LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Rahul-Chopra-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbi.webp\" alt=\"Rahul Chopra\" title=\"Rahul Chopra\" width=\"400\" height=\"483\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rahul Chopra<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Head of Dubai<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tRahul Chopra is the Head of the Dubai office and Managing Director for Charles Monat Associates, DIFC. He works closely with our partners to actively advise ultra-high net worth individuals (UHNWIs) on structuring their wealth, estate and legacy planning via life insurance solutions. He also leads and manages a team of Dubai-based sales consultants covering the region.\r\n\r\nRahul has over two decades of experience in the financial services industry. He worked in banking for more than 10 years with leading names including HSBC and Barclays. He then moved to the life insurance industry as head of products for a Dubai-headquartered company where he was instrumental in designing and developing both conventional life insurance and takaful products for the Middle East region. After that role he joined a leading international broking firm.\u200b\r\n\r\nRahul has extensive experience and a well-entrenched understanding of the life insurance proposition. He has successfully brought into play his technical knowledge of the product, proposition, and its\u2019 objectives to place large and complex insurance requirements of UHNWIs with offshore insurance providers.\r\n\r\nRahul is an alumni of INSEAD and a Certified Financial Planner.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6121\" class=\"elementor elementor-6121 e-loop-item e-loop-item-707 post-707 monat-team type-monat-team status-publish has-post-thumbnail hentry team-category-group-advisory-council\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-8e97a83 e-con-full team-skin e-flex e-con e-parent\" data-id=\"8e97a83\" data-element_type=\"container\" data-e-type=\"container\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjdkOTBkMGQtNzA3LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce25598 elementor-widget elementor-widget-image\" data-id=\"ce25598\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Marco-Emanuele-Liardo-r559s7kt1dq5uxjjqpju6kxl9of2y8wumwfoeu35ms.jpg\" alt=\"marco emanuele liardo\" title=\"marco emanuele liardo\" width=\"260\" height=\"314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e47777 e-con-full e-flex e-con e-child\" data-id=\"7e47777\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192b770 elementor-widget elementor-widget-heading\" data-id=\"192b770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Marco Emanuele Liardo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d6bec elementor-widget elementor-widget-heading\" data-id=\"e5d6bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Head of Switzerland and Americas<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-e546efd e-con-full e-flex e-con e-parent\" data-id=\"e546efd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f648d03 elementor-widget elementor-widget-off-canvas\" data-id=\"f648d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;exit_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-7d90d0d-707-f648d03\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"team-canvas\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-df1d1e8 e-con-full e-flex e-con e-child\" data-id=\"df1d1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e81ab33 elementor-absolute remove-animate elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e81ab33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aclose%26settings%3DeyJpZCI6IjdkOTBkMGQtNzA3LWY2NDhkMDMiLCJkaXNwbGF5TW9kZSI6ImNsb3NlIn0%3D\">\n\t\t\t<i aria-hidden=\"true\" class=\"iconportalclient-2 icon-portalclient-2icon_close\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2878278 e-con-full e-flex e-con e-child\" data-id=\"2878278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ff957 remove-animate elementor-widget elementor-widget-image\" data-id=\"06ff957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.monat.com\/wp-content\/uploads\/elementor\/thumbs\/Marco-Emanuele-Liardo-r559s7kuqs0dgworuom1755a6khhagn78j5y6nmcbs.jpg\" alt=\"marco emanuele liardo\" title=\"marco emanuele liardo\" width=\"400\" height=\"484\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3039139 remove-animate elementor-widget elementor-widget-heading\" data-id=\"3039139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Marco Emanuele Liardo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac44f5 remove-animate elementor-widget elementor-widget-heading\" data-id=\"5ac44f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Head of Switzerland and Americas<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d696e8c remove-animate elementor-widget elementor-widget-text-editor\" data-id=\"d696e8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tE. Marco Liardo is the Head and Managing Director for Switzerland and the Americas at Charles Monat Associates. In this role, he leads the development and delivery of highly personalized liquidity planning solutions, working closely with sophisticated private clients to help them preserve, protect, and grow their wealth across generations. Marco also mentors his sales consultant teams in Switzerland and the Americas, fostering a high-performance culture rooted in integrity and client focus. He manages a continuously growing network of trusted referral partners, cultivating long-term relationships. Marco is an appointed member of the Global Advisory Council, which reports directly to the Group Executive Committee. In this capacity, he contributes to shaping the firm\u2019s strategic response to the evolving landscape of global wealth management. With 25 years of experience advising UHNW\/HNW clients, Marco brings a deep understanding of both the technical aspects of insurance and the nuances of private banking. Prior to joining Charles Monat Associates, he successfully built and led the Swiss hub of another international life insurance brokerage firm. He also held a senior role in Private Banking Life Insurance, at a global Swiss private bank, where he led the launch and implementation of the bank\u2019s life insurance referral platform in Switzerland. Earlier in his career, Marco served as Head of Financial Analysis and Senior M&amp;A Manager at a leading global insurance group. Marco\u2019s combined expertise in insurance structuring and private banking uniquely positions him to deliver exceptional succession planning advice to clients and banking partners alike. He holds a Master\u2019s degree in Finance and Capital Markets from the University of Basel, Switzerland.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd8c010 e-flex e-con-boxed e-con e-parent\" data-id=\"fd8c010\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c211a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d1c211a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our values guide every aspect of our work<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd21dee e-con-full e-flex e-con e-child\" data-id=\"dd21dee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-60d436d e-con-full keypoint-illu e-flex e-con e-child\" data-id=\"60d436d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04f3eb7 elementor-widget elementor-widget-heading\" data-id=\"04f3eb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Integrity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21759e8 elementor-widget elementor-widget-text-editor\" data-id=\"21759e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHonesty guides us, ensuring your trust.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6335348 e-con-full keypoint-illu e-flex e-con e-child\" data-id=\"6335348\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a3700f elementor-widget elementor-widget-heading\" data-id=\"3a3700f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Discretion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-568b1c1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"568b1c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYour privacy is our priority, with a focus on confidentiality.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e766ef1 e-con-full keypoint-illu e-flex e-con e-child\" data-id=\"e766ef1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f94ac69 elementor-widget elementor-widget-heading\" data-id=\"f94ac69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Excellence<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85be7d3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"85be7d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We aim for the highest standards in strategy and service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e7943c e-con-full keypoint-illu e-flex e-con e-child\" data-id=\"9e7943c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab758b6 elementor-widget elementor-widget-heading\" data-id=\"ab758b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Partnership<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9ac1f3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a9ac1f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWe collaborate closely, aligning solutions with your goals.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dc8243 e-con-full keypoint-illu e-flex e-con e-child\" data-id=\"1dc8243\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-220dd52 elementor-widget elementor-widget-heading\" data-id=\"220dd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Commitment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ee02f4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9ee02f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDedicated to understanding and meeting your needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element 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